Best AI Portfolio Trackers in 2026, Compared

Federico Kunze Küllmer is the founder of Moneda, one of the tools compared here.

Short answer: An AI portfolio tracker is an app that keeps a record of what you own and uses AI to explain it, answer questions about it or flag changes. The right one depends on what you hold and what you want the AI to do. If you want research and investing in one app, look at Moneda. If you want a full net worth picture across banks, property and private holdings, Kubera is built for that. For a low-cost tracker you can query from Claude, Snowball Analytics has an MCP connection on its top plan.

• Best overall for individual investors: Moneda (free; Premium from €9.99/month). Shows the source behind each figure, gives a bull and bear case, analyses portfolios you import from other brokers, and lets you invest in the same app.
• Best for complex, multi-entity wealth: Kubera ($250/year)
• Best for asking an AI agent about your whole net worth: getquin (price not published)
• Best for visual stock analysis across global markets: Simply Wall St (free plan; paid prices not published)
• Best for dividend and multi-exchange tracking on a budget: Snowball Analytics (free; Starter $79.99/year)
• Best for connecting your tracker to Claude: Snowball Analytics Expert ($249.99/year)

Comparison at a glance

Prices are as of October 2026, taken from each vendor's own website.

What to look for

Before you compare apps, decide what you actually need the AI for. A few things matter more than the feature list.

Where the numbers come from. An AI that quotes a figure should tell you where it got it. Ask whether answers link back to a company filing, such as a 10-K (the annual report a US-listed company files with the SEC), or to live market data.

What it covers. Some trackers handle stocks only. Others include ETFs (exchange-traded funds, baskets of assets that trade like a single share), crypto, property or private investments. Check that your holdings are supported before you spend an evening typing them in.

How data gets in. Broker sync and AI import save time. Manual entry works, but you have to keep it up.

What the AI is allowed to do. Reading your portfolio is one thing. Changing it is another. Look for clear permissions and a step where you approve anything that moves money.

Price for the features you'd use. Many free plans cap holdings or portfolios. Look at the limits, not only the headline price.

The tools, compared

Every tool below is described on the same fields. Facts come from each vendor's own pages, read on 23 October 2026. We did not test these apps hands-on.

1. Moneda

What it is: An investing app for mobile and web, built in Berlin, where you research, track and invest in one place.

What the AI does: Moneda AI is built on Numa 1, Moneda's financial AI engine. The agent researches companies from their filings and live market data. It works out figures from the data and shows the source behind each one. It gives you both the bull case and the bear case. It scores a company's 7 Powers, a framework for judging a moat (a lasting advantage that keeps competitors out), and checks quality of earnings, meaning whether reported profit is backed by real cash. The Moneda Ratio is a descriptive 1 to 7 scorecard. You can describe an idea in plain language and the agent finds matching investments. It can build an illustrative portfolio from your goal, track it, tell you when something changes, stress-test it against 2008, 2020 and 2022, and benchmark it against gold, an index or any fund. Each day it sends a briefing on your portfolio and the market, and it summarises each earnings report for the companies you hold. If you hold investments at other brokers or apps, you can import them as paper portfolios and the agent analyses the stocks and your positions there too.

You can also invest in the same app: US-listed shares and ETFs (fractional) and crypto. You approve every trade with your passkey, using your face or fingerprint. The agent never tells you to buy or sell. Moneda MCP connects Claude and ChatGPT to your Moneda account, and you choose what each agent can see and do. Payments are still approved in the app. Premium and Ultra add a REST API and a CLI.

In Moneda's own tests in October 2026, the agent scored 97.9% on groundedness, 92% on claim verifiability, 95.6% on FLARE-CFA and 80% on the public set of the Vals AI Finance Agent Benchmark v2. Moneda ran and graded that last test itself. Vals AI's top published score is 65.4%, on its private set, which is a different set of questions.

Data covered: Stocks, ETFs, gold, silver and oil through ETFs, and crypto.

Price: Standard is free. Premium is from €9.99/month. Ultra is from €19.99/month, with more AI usage and 1, 5 or 10 commission-free trades a month.

Best for: People who want to stress-test a portfolio against 2008, 2020 and 2022 and benchmark it against gold or an index, with a source behind each number and the trade in the same app.

One honest limitation: You can only invest in US-listed shares and ETFs, so no European-listed stocks or funds.

2. Kubera

What it is: A personal balance sheet and net worth tracker for complex wealth: several entities, trusts, holdings in many currencies.

What the AI does: Kubera works with Claude, ChatGPT, Grok and Muse, which can read and update your Kubera data. Kubera says AI agents can reconcile brokerage accounts, model scenarios like buying a house, and update your balance sheet from fund statements. Web Sync lets an AI assistant read balances from websites that don't connect to aggregators. Fast Forward runs what-if scenarios, such as selling a company.

Data covered: Banks and brokerages worldwide, stocks and funds on major exchanges in the US, Canada, UK, Europe and Asia, crypto (including DeFi, NFTs and staking), private stocks and fund positions, and physical assets like gold, property, cars and watches.

Price: Essentials is $250/year. Black is $2,500/year. VIP is $10,000/year. There's a 14-day free trial.

Best for: People whose wealth sits across many accounts, entities and asset types.

One honest limitation: It's a tracker, not a place to buy or sell, and the entry price is high if you only hold a few funds.

3. getquin

What it is: A wealth platform for tracking net worth, planning retirement and managing your investments. It says it has more than 500,000 users.

What the AI does: getquin says you can ask its AI financial agents anything, any time, including about portfolio optimisation and retirement planning, and run scenarios. It also offers AI risk ratings in its analytics.

Data covered: Accounts from brokers to banks, connected through integrations with thousands of providers. Shares, ETFs and dividends are mentioned. The homepage doesn't give a full list of asset types.

Price: Price not published on the pages we could load.

Best for: People who want to ask questions about their whole net worth in plain language.

One honest limitation: We couldn't confirm the price or the full list of supported assets from getquin's own pages, so check both before you sign up.

4. Simply Wall St

What it is: A stock research and portfolio platform from Sydney, known for its Snowflake chart, a visual summary of a company.

What the AI does: AI Transaction Import is included in every plan, so you can bring in your trades without typing them. The site also names Charlie AI, but its pages don't describe what Charlie AI does or which plans include it.

Data covered: About 120,000 stocks across 90 markets, with more than 10 years of history and financial data from S&P Global Market Intelligence. Funds are not listed as a covered asset.

Price: A free plan exists. Premium and Unlimited prices are not published on the plans page. There's a 7-day Premium trial.

Best for: Investors who want a quick visual read on many global stocks.

One honest limitation: The free plan allows 1 portfolio with 10 holdings, and Premium allows 3 portfolios with 30 holdings each.

5. Snowball Analytics

What it is: A portfolio tracker focused on dividends and performance across many exchanges.

What the AI does: The Expert plan includes an MCP connection, so you can query your portfolio from Claude, Cursor and other AI apps. MCP (Model Context Protocol) is a standard that lets an AI assistant connect to your data. No other AI features are described on its pricing page.

Data covered: Stocks, ETFs and funds on 70+ exchanges in 30+ currencies, plus cash accounts and custom assets like deposits or property.

Price: Free forever. Starter is $79.99/year, Investor $149.99/year, Expert $249.99/year. Monthly prices weren't readable on the page.

Best for: Dividend investors who want wide exchange coverage at a modest yearly price.

One honest limitation: The AI connection is only on the most expensive plan, and the tool itself doesn't do company research.

6. Sharesight

What it is: A portfolio tracker for shares, ETFs, mutual funds and other investments. We include it as a point of comparison for readers who want tracking first and AI second.

What the AI does: Not documented. Its pricing page doesn't mention any AI features.

Data covered: Shares, ETFs, mutual funds and other security types, plus precious metals, superannuation and unlisted investments. Supported markets are listed on a separate page.

Price: Free plan. Starter $7/month billed annually ($9.33 monthly), Standard $18/month billed annually ($24 monthly), Premium $23.25/month billed annually ($31 monthly), in US dollars.

Best for: People who want broad tracking across asset types and don't need an AI layer.

One honest limitation: No AI features are documented, so you won't get plain-language answers about your holdings.

Which should you pick?

If you mostly want to understand what you own and why, and then act on it, an app with research and investing together saves you switching between tabs. If your money is spread across banks, property and private deals, a net worth tool like Kubera will see more of it. And if you already live in Claude or ChatGPT, check which tracker connects to it and what it's allowed to do there.

Start with a free plan where one exists. Add your real holdings. Ask the AI a question you already know the answer to, and see whether it shows its working.

FAQ

What is an AI portfolio tracker?

It's an app that records your investments and uses AI to explain them, answer questions or alert you to changes. Some also let you buy and sell.

Can an AI portfolio tracker tell me what to buy?

The tools here describe research and analysis. Moneda AI never tells you to buy or sell; it shows the data, the sources and both sides so you can decide.

What is a P/E ratio, and will these tools show it?

P/E (price to earnings) is a share's price divided by the company's profit per share. It's a rough gauge of how expensive a stock is. Research-focused tools like Simply Wall St and Moneda work with valuation figures like this. Some also look at free cash flow (the cash a business has left after paying for its operations and investment) or a DCF (discounted cash flow, an estimate of what future cash is worth today).

Is it safe to connect an AI assistant to my portfolio?

Look at what the connection can do. With Moneda MCP you choose what each agent can see and do, and payments are approved in the app. Read each vendor's permission settings before you connect.

Do I need a paid plan?

Not always. Moneda, Simply Wall St and Snowball Analytics have free plans. Kubera has a 14-day trial. Paid plans usually add more holdings, more portfolios or more AI usage.

This guide is for information only and is not investment advice.