An account your agent can actually use.
With Moneda MCP, a REST API and a command line, your agent works with your real account: balances, spending, receipts and payments you approve.
Your Moneda account from your own code, your terminal or your AI agent, with the permissions you set.
three ways in, one account
MCP
REST API
Command line
Moneda MCP is our connector for AI assistants like Claude and ChatGPT, built on the Model Context Protocol they already speak. Connect once and your agent can read balances, search transactions, break down spending, file receipts and prepare payments, all within the scopes you granted. Moneda AI's market research stays in the app.
Bring the same capabilities to anything that speaks HTTP: a backend job, a dashboard, a bot. Reuse the OAuth token from your MCP connection, or use an API key for scripts. Start in a sandbox that answers with mock data, build from the published OpenAPI description, then switch to a real account.
Install @moneda/cli and moneda is on your path: check a balance, list transactions or start a payment without writing a script. It is also a quick way to see what the API returns before you build against it.
Your finances, automated your way
Agents that act
Give Claude or ChatGPT a real account to work with, so it answers from actual balances and prepares real payments for you to approve, instead of explaining how one would.
Payments you can trust
Your agent prepares the payment, you get a push notification and approve it in the Moneda app with your passkey, and your agent picks up the result. Nothing moves until you approve it.
Back-office automation
Reconcile transactions, categorise spending and add notes from a backend job on an API key, no browser needed. Keys carry no payment scopes, so you can hand one to a job knowing it can never move money.
Always in step
New features in the app come to the API, MCP and CLI too, so what you build keeps up with the app.
Access you control
OAuth with PKCE
Your agent gets a scoped token and never sees a password.
Permissions you set
Choose what each agent can see and do, and nothing more.
Payments you approve
You approve payments with your passkey in the Moneda app.
You stay in control
See every connected agent in the app and switch any of them off.
MCP, the REST API and the CLI come included with Premium and Ultra.
Everything you need to build
Get going with the quickstart, the full tool list, every scope, the OpenAPI description and the CLI commands. Where something is app-only by design, the reference tells you.
Bring Your Agent Use a Real Account
Open an account, connect it to the AI tools you already use, and give them exactly the access you want. Nothing happens outside what you have approved.
