Invest With Moneda AI.
Your Money Stays Close.
A brokerage account for US shares, ETFs, crypto and commodity funds, with Moneda AI's research beside it. Spending, joint accounts and earnings are in the same app.
Buy Shares With the Research Built In
US-listed shares, ETFs and commodities
Buy shares in the companies and funds you know, plus gold, silver and oil through commodity funds, with Moneda AI's research on each.
Trade on your schedule
Place an order whenever it suits you, even at night. If the US market is closed, it goes through as soon as it opens.
Research before you buy
Ask Moneda AI what changed in a company's last filing, or for both sides of the story, before you buy.
A real share behind each one
Every tokenised share is backed one-for-one by an actual share held by a regulated broker.
Cash You Can Swap and Spend at Any Time
Virtual EUR and USD Accounts
Get paid from banks in the EU or US straight into your Moneda account, through a virtual account in your name.
One-tap currency and crypto swap
Swap between dollars, euros, francs, Canadian dollars and pesos, or into Bitcoin, Ethereum and more crypto. The fee depends on your plan and is shown before you confirm.
Pay and get paid by stablecoin, SEPA or ACH
Pay and get paid in stablecoins or crypto, or over bank rails: SEPA in the EU, ACH in the US.
Send money abroad in seconds, any time
Send money to a contact or to your own account abroad. Stablecoin transfers arrive in seconds, at any hour.
Crypto beside your cash
Hold Bitcoin, Ethereum and more next to your balances, and move crypto to and from your other wallets.
Share an Account, or Set Money Aside
Joint accounts
Invite people to a joint account and everyone sees the same balance and history.
Vaults
Rent, a deposit, a holiday fund. Each vault is its own account with its own balance, kept apart from your everyday money.
Named and organised
Give each account a name and see them all in one list, each with its own balance.
Included in your plan
Your plan sets how many vaults and joint accounts you can open.
Earn on Cash You Are Not Using
Your yield grows automatically
Earnings auto-compound and accrue every second.
Withdraw anytime
Take your money out whenever you like. There are no lock-ups.
Invest in EUR, USD or MXN
Move euros, dollars or pesos into your Earnings Account. Returns vary and are not guaranteed.
Spend from Earnings
Pay straight from your earnings balance, so the money keeps earning until you spend it.
Start With One Good Question
Moneda is free to download. Ask about a stock you own, or one you are thinking of buying.
