No Banks.No Borders.Just Better Money.
Hold dollars, euros, francs, Canadian dollars or pesos. Earn yield while you sleep. Spend globally. Fully under your control. All built on regulated Stablecoins.
Your money deserves more than a pretty app. Neo-banks still trap you in slow rails, blocked accounts, and zero yield. Moneda gives you speed, growth, and control. Money that finally works for you.
a new kind of finance
Earn Up to 10% APY
Your Money, Always
Pay & Spend Globally
Put your balance in Moneda's Earnings Account and earn yield while you sleep.
Only you can access, move, or authorise anything in your account. Funds on Moneda are yours to own.
Pay or receive funds in seconds with fully regulated stablecoins just like cash. Open a EUR or USD virtual account and access funds anywhere.
Like a Normal Bank, But Better.
Get paid and earn up to 10%
Your salary grows the moment it lands, with Moneda Earnings.
Near instant global transfers
Send dollars, euros, francs, Canadian dollars or pesos anywhere.
Spend and exchange easily
Pay in euros or dollars, and exchange between them instantly.
Smarter money habits
AI helps you save and grow, without a spreadsheet in sight.
Share Moneda, Earn Together
Invite your friends to join Moneda and get rewarded when they do.
Built for Safety, Designed for You
Self-custody
Only you control your assets. Moneda never holds your funds, so there's no risk of frozen accounts.
Passkey Login
Log in with Face ID or biometrics. It's passwordless, phishing-resistant, and way more secure.
Social recovery
Lost your phone? Regain access through email or trusted contacts. No seed phrases, no panic.
See How Your Money Could Grow
Enter your starting amount, monthly contributions, time frame, and APY to see your projected growth.
Ditch TheBankOwnYour Money
Switch to Moneda and unlock yield, freedom, and full ownership of your money.
