Moneda uses two passkeys, and they do different jobs. Your login passkey gets you into your account: it's what opens the app on a device, like a password but safer. Your transaction passkey approves anything that moves money or changes your security, such as sending a payment, withdrawing to a bank, or adding a Recovery Contact. It's the self-custodial key that keeps your funds under your control, and nothing leaves your wallet without it. Keeping them separate means getting back into the app and authorizing money movement are protected independently, and each one has its own way to recover. We use "log in" for the first and "transaction" for the second precisely so the two don't get mixed up.