A fintech app delivers financial tools digitally. Payments, money management, and more are often faster and cheaper than with legacy providers like traditional banks. Neo Finance is the next step: self-custodial, stablecoin-native, and AI-assisted. Instead of holding your money, these apps let you control the keys, move value globally on public blockchains, and (optionally) use on-chain yield tools (returns vary; capital at risk; not deposit-guaranteed). It’s a category description, not a regulated banking term. Where Moneda fits: Moneda is a Neo Finance app. You hold and pay in regulated stablecoins across the currencies Moneda supports, optional yield tools, and an AI assistant, all while you keep control of your keys. You can read more about Neo Finance at https://moneda.com.