What happens if my balance is too low when a scheduled payment is due?

The payment is skipped that day, and your account never goes into a negative balance. Moneda then tries again, and the app shows the date of the next attempt. If you top up before then, the payment goes through.

Moneda also warns you ahead of time in two situations: when your balance will not cover the first payment, and when your scheduled payments for the next 30 days add up to more than your current balance. In both cases you can top up from the warning.

A skipped payment does not cancel the schedule. If payments keep failing, Moneda pauses the schedule. Open it in Scheduled payments and tap Reactivate payment once you have the funds.