Is Moneda a regulated financial institution?

No. Moneda is not a regulated entity and does not act as a bank, broker, financial institution, credit institution, electronic money institution (EMI), financial service provider or Crypto Asset Service Provider (CASP). Moneda does not issue, redeem or hold custody of any assets on your behalf. It provides non-custodial software that lets you interact with your assets in a self-custodial manner. Where the app gives you access to regulated third-party providers, such as MoonPay Enterprise (formerly Iron) for virtual accounts and bank transfers, or Dinari for tokenised shares and funds, those services are provided under the provider's own terms, which you accept separately. Moneda is not a party to that contract and is not responsible for those services.