Does Moneda transfer my data outside the EU/EEA?

Yes, in some cases. Some of our providers, including AI infrastructure and model providers, process personal data outside the EU and EEA, including in the United States. We only transfer your data outside the EU or EEA if: (a) the destination country has an EU Commission adequacy decision, (b) we've put in place appropriate safeguards such as Standard Contractual Clauses (SCCs) with the recipient, or (c) you've given explicit consent for that specific transfer.