No, Moneda does not have hidden fees. We are committed to full transparency and ensure that you won’t encounter unexpected costs when using the platform. Here’s how we handle potential fees: • Fiat Top Ups: Converting from USD and EUR to the EU-compliant USDC and EURC do not incur in any conversion fee when depositing through bank accounts or Coinbase. Other top up alternatives might incur in a small percentage fee depending on the payment type. We display these fees transparently when topping up your account. • FX fees: Conversions from USD to EUR and viceversa incur in a small foreign exchange fee, which varies according to each subscription plan. The FX fee is reflected in the exchange rate. • Network Fees: Moneda subsidises network fees (aka. gas) for all our users so that you don’t pay extra on every transaction. Although network fees exist at the blockchain or system level, Moneda is adamant about not passing them on to our users. We cover these fees ourselves to ensure a seamless and transparent experience for all users.