What can an AI assistant do with my Moneda account?

Only what you allow. Access is granted as separate permissions, not one blanket approval, and each is either read or write. For example, an assistant can be allowed to read your balances, transactions and spending without any ability to change anything.

Reading covers things like balances, transactions, rates, contacts, spending, earnings, points and virtual account details.

Writing, if you grant it, covers things like updating a contact, adding a note or a receipt to a transaction, adding a wallet or bank account as a recipient, and starting requests for payments, currency exchanges, trades, moves to or from your Earnings Account and sub-account transfers.

Two limits always apply, regardless of permissions:

• Anything that moves money is only a request until you approve it in the app, confirmed with your passkey.
• Your passkey is never shared. An assistant cannot sign a transaction, and cannot add, remove or pause a passkey.

You can see what is connected in Settings > Security > Active Sessions, under Connected agents.