What am I responsible for regarding my account credentials, and will Moneda ever ask for them?

You're responsible for safeguarding your credentials (your Passkeys and any private keys) and for giving accurate, up-to-date information. You must not let anyone else use your Moneda account or your credentials. The only way to share funds with another person is a joint account. Moneda employees will never ask you for your Passkeys, private keys or other credentials. Never share them or approve unknown third-party access (for example screen sharing, or installing software that claims to be an 'investment tool'). Such requests are likely fraudulent. If you receive one, notify Moneda immediately. Because blockchain transactions are irreversible, giving a third party access to your account or wallets can mean losing your assets for good, and Moneda is not liable for such losses unless the access was directly caused by Moneda's own breach of its obligations.