Which company holds my virtual IBAN or bank account, and what data do they get?

Virtual EUR/USD accounts and conversions between bank money and your Moneda balance are provided by our regulated financial partner, MoonPay Enterprise (formerly Iron), not by Moneda. If you choose to use these features, we securely share the personal data needed to open and operate your account with MoonPay Enterprise, for example your name, contact details, and confirmation that you have passed identity verification. Where the partner needs your identity information to open your account, that is shared too. Your data is shared only if you choose to use these features, not before.