3 plans. 1 purpose. Total Control.
From first steps to your full financial life, Moneda has a plan for how you live and grow.
No fees, no lock-ins, just smart money tools you fully own.













Get enhanced features, faster transfers, and lower fees.













Maximum savings power.
All the tools and zero compromise













Monthly Price (€)
Yearly Price (€)
Self-Custody Passkey Authentication
EUR & USD Accounts (i)
Exchange EUR <> USD
Downloadable Monthly Balance Statements
Transfers to Moneda users
Transfers to external wallets (major blockchains)
Automatic Transaction Confirmation to Recipient
Payment References
Transaction Fees (€)
Named Virtual IBAN
Send Instant SEPA Transfers to other accounts
FAQs
At the moment, we only support USDC and EURC on Base. If you’ve sent anything other than USDC or EURC on Base, you will not be able to see this in your account. To prevent loss, always test a small transfer first when using a new wallet or exchange.
Before sending crypto to Moneda:
You don’t need any prior web3 or crypto experience to use Moneda. We designed Moneda to be a seamless experience for every user with a smartphone. Our intuitive app guides you through every step of the process, making it easy for anyone to start investing.
Moneda operates on the Base Network, a Layer 2 (L2) blockchain developed by Coinbase. This network enhances transaction speed and reduces costs, offering a more efficient experience compared to traditional Layer 1 blockchains. By leveraging the Base Network, Moneda ensures secure, scalable, and eco-friendly transactions for its users.
We chose Base because it is a trusted network, backed by Coinbase’s reputation for reliability and innovative blockchain solutions. Additionally, it’s an Ethereum-compatible blockchain, meaning that Moneda can leverage the best tooling for our blockchain and wallet infrastructure. This seamless integration with Coinbase allows Moneda to provide a fee-free USDC and EURC onramp. When you convert U.S. dollars to USD Coin (USDC) via Coinbase, there are no fees for this conversion, enabling efficient and cost-effective access to USDC within the Moneda platform.
In addition, Base’s integration with numerous decentralised applications gives users access to a rich ecosystem of financial tools, applications, and communities, making it an ideal network for Moneda's mission.
Layer 2 refers to solutions built on top of an existing blockchain (like Ethereum) to enhance scalability and performance. L2s allow for faster transactions and lower fees while still benefiting from the security and reliability of the underlying blockchain.
No. Like all blockchain-based systems, transactions on Moneda are irreversible once confirmed. Always double-check the recipient address and amount before sending.