3 plans. 1 purpose. Total Control.
From first steps to your full financial life, Moneda has a plan for how you live and grow.
Standard
Always Free
No fees, no lock-ins, just smart money tools you fully own.
Accounts
Self-Custody Passkey Authentication- EUR & USD Accounts (i)
Exchange EUR <> USD- Downloadable Monthly Balance Statements
Contacts
- Create and Manage Contacts
- Manage third-party wallets
Transfers
- Zero Transaction Fees (€)
- Transfers to Moneda users
- Transfers to external wallets (major blockchains)
- Automatic Transaction Confirmation to Recipient
- Payment References
Banking
- Named Virtual IBAN
- Send Instant SEPA Transfers to other accounts
Most Popular
Premium
49.99€/year (4.99€/month)
59.99€/year (5.99€/month)
Get enhanced features, faster transfers, and lower fees.
Accounts
- Self-Custody Passkey Authentication
- EUR & USD Accounts (i)
- Exchange EUR <> USD
- Downloadable Monthly Balance Statements
Contacts
- Create and Manage Contacts
- Manage third-party wallets
Transfers
- Zero Transaction Fees (€)
- Transfers to Moneda users
- Transfers to external wallets (major blockchains)
- Automatic Transaction Confirmation to Recipient
- Payment References
Banking
- Named Virtual IBAN
- Send Instant SEPA Transfers to other accounts
Ultra
89.99€/year (8.99€/month)
99.99€/year (9.99€/month)
Maximum savings power.
All the tools and zero compromise
Accounts
- Self-Custody Passkey Authentication
- EUR & USD Accounts (i)
- Exchange EUR <> USD
- Downloadable Monthly Balance Statements
Contacts
- Create and Manage Contacts
- Manage third-party wallets
Transfers
- Zero Transaction Fees (€)
- Transfers to Moneda users
- Transfers to external wallets (major blockchains)
- Automatic Transaction Confirmation to Recipient
- Payment References
Banking
- Named Virtual IBAN
- Send Instant SEPA Transfers to other accounts
Standard
Premium
Ultra
Monthly Price (€)
Yearly Price (€)
Accounts
Self-Custody Passkey Authentication
EUR & USD Accounts (i)
Exchange EUR <> USD
Downloadable Monthly Balance Statements
Contacts
Transfers to Moneda users
Transfers to external wallets (major blockchains)
Automatic Transaction Confirmation to Recipient
Payment References
Transaction Fees (€)
Banking
Named Virtual IBAN
Send Instant SEPA Transfers to other accounts
FAQs
Are the Moneda Spending Accounts (EUR and USD) regulated?
What is EURC?
How do virtual accounts work?
Who is the team behind Moneda?
How do I add money to my account?
Is my information private?