---
title: "Does Moneda use AI, and what happens to my data when I use AI features or connect a third-party AI assistant?"
description: "Moneda uses artificial intelligence to power in-app chat support, a portfolio companion agent, and automated extraction of receipt or expense data from…"
url: https://moneda.com/faqs/privacy-policy-privacy-ai-features
lang: en
---

# Does Moneda use AI, and what happens to my data when I use AI features or connect a third-party AI assistant?

> Moneda uses artificial intelligence to power in-app chat support, a portfolio companion agent, and automated extraction of receipt or expense data from…

Source: https://moneda.com/faqs/privacy-policy-privacy-ai-features

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Yes. Moneda uses artificial intelligence for in-app chat support, Moneda AI (our assistant, which answers questions about your account and researches markets), and extracting data from receipts you upload. To provide these features, your messages, uploaded files, and relevant account information (such as your balances, recent transactions, and verification status) may be processed by our AI infrastructure providers, including **OpenRouter** and **Modal Labs**. They process your data only to generate the requested response or extraction.

Moneda AI can save facts such as your goals and preferences so later answers fit you. You can ask it what it remembers and ask it to forget any item. Moneda may use the content of your conversations to train its own AI models, after removing direct identifiers and account figures. Your content is not passed to other companies to train theirs, and you can object at any time by writing to [privacy@moneda.com](mailto:privacy@moneda.com).

If you connect a third-party AI assistant you authorise, it can access the account data covered by the permissions you grant, and any money transfer it proposes needs your explicit in-app approval. That provider's own privacy policy applies to what it does with the data, and you can end the connection at any time.