Moneda itself is not regulated. It's the app you use, not a bank or a broker, and it never holds your money." url: https://moneda.com/faqs/is-moneda-regulated-who-provides-regulated-services lang: en --- # Is Moneda regulated, and who provides the regulated services? >
Moneda itself is not regulated. It's the app you use, not a bank or a broker, and it never holds your money. Source: https://moneda.com/faqs/is-moneda-regulated-who-provides-regulated-services --- Moneda itself is not regulated. It's the app you use, not a bank or a broker, and it never holds your money. The regulated services in the app come from licensed partners, each under its own terms: - **Stocks and ETFs:** Dinari, a regulated broker, provides your brokerage account. Every tokenised share is backed one-for-one by a real share it holds. - **Virtual accounts and bank transfers:** MoonPay Enterprise (formerly Iron). - **EUR and USD balances:** EURC and USDC, electronic money tokens issued by Circle under the EU's MiCA rules. Some features don't involve a regulated partner. The Earnings Account, for example, runs on DeFi protocols. The app tells you when that's the case.